Reasons someone would hire Rich Myers Appraisal Services

Thousands of people in Oklahoma buy, sell or refinance their home each year. Many of these transactions consist of a simple line item for an appraisal. And even though there are a multiplying number of automated home valuation systems that might appear to be more economical than an appraisal, practically all lenders still call for a local expert because the stakes are incredibly high. But is getting a mortgage the only reason you should get an appraisal? Are there more situations when the services of a licensed, independent real estate professional could be helpful? Absolutely.


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Appeal your tax assessment in Oklahoma County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Rich Myers Appraisal Services is your best evidence. At Rich Myers Appraisal Services,we can assist you in challenging your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the home buyer is more than 80% of the actual value of the home, nearly all lenders ask home buyers to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Rich Myers Appraisal Services will provide you with a statement regarding the value of your home. The expense of the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very traumatic ordeal for both parties, and it is often more complicated by the troublesome decision of who maintains the home. It's a good idea to get an appraisal from Rich Myers Appraisal Services so both parties are entirely aware of the true market value of their house, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Rich Myers Appraisal Services assist you in relocating to or from Oklahoma County

Employee relocation can be a real pain. We know where you're coming from. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide feedback on the positive characteristics of their property, along with information about any recent sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Rich Myers Appraisal Services

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't related to the sales price, but rather they are calculated on our efforts to finish the appraisal.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.